After completing this course, students will have comprehensive knowledge of credit risk management:
• Clearly understand the aspects of credit and credit risk in commercial banks, the causes of credit risk, and measures to mitigate it.
• Master risk management models for individual customers and credit portfolios that have been developed and applied by leading banks.
• Know how to measure and quantify credit risk using appropriate criteria, while complying with legal regulations on credit risk management in commercial banks.
• Apply suitable credit risk measurement models to analyze credit risk for individual transactions and portfolios.
6. Brief Description of Course Content:
This course provides students with an overview of all the aspects, steps, and issues that need to be considered as we manage risk, apply credit scoring and rating systems and implement lending policy