Brief Course Description
1. Course Title:
Real Estate Investment
2. Language of Instruction:
Tiếng Anh
3. Course Code:
FIN505111
4. Credits:
3
5. Course Objectives:
The Real Estate Investment course is designed for students majoring in Finance, School of Finance, University of Economics Ho Chi Minh City. This course provides learners with professional knowledge related to real estate investing and financing activities from the perspective of investors and creditors such as basic legal concepts used real estate investment and financing; legal documents; applying time value of money principles in investment decision making; real estate mortgage borrowings with fixed interest rate which have fixed periodic payments or with adjustable/floating interest rate; how to use financial leverage and other alternative financings in real estate investment; clarifying guarantee activities as well as the guarantee processes for real estate mortgage loans; analyzing and assessing risks to support for effective investment decisions. Learners can also identify and analyze risks and rates of return of residential and commercial real estate projects. In addition, learners can build and manage real estate investment portfolios effectively. The course also equips learners with professional skills such as computational and problem solving skills to support their future careers better.
6. Brief Description of Course Content:
This course provides learners with basic knowledge about real estate investment and financing activities. Learners will understand the legal terminology used in real estate business, so that they can understand the real estate laws currently in use. Learners will distinguish between real estate assets and ownership rights to real estate; distinguish the differences between mortgage loans and real estate collateral loans; Understand the terms and conditions of real estate mortgage loan contracts such as credit contracts and mortgage contracts. Understand and know the handling measures of terms violations related to the borrower’s implementation of contractual financial obligations. Learners will master how to determine the time value of money and apply this principle to investment decision making. Learners can identify and analyze important factors in real estate mortgage loan pricing, real estate mortgage loan terms with fixed interest rates, calculate loan payments and loan balance at fixed interest rates as well as at adjustable interest rates. Learners will also examine the impact of financing levels on an investor's pre-tax and after-tax IRR, and understand important underwriting procedures and processes used by lenders when financing. Learners will also understand some alternative financing methods used for income real estates. Learners can also identify and analyze risks and rates of return of residential and commercial real estate investment projects.