University of Economics Ho Chi Minh City

Finance

The high quality program in Finance (delivered in English) aims to equip students with broad, in-depth and modern knowledges in the field of corporate financial management, to meet the high-demanding competitive labor market at home in the era of regional and global economic integration. After graduation, in addition of acquiring broad and extensive professional knowledge, students should also have superior foreign language skills and information technology capability as comnpared to the regular program counterpart. This is enable the graduates to stand out in a very competitive job market nowadays and get ready to take jobs offered from different types of businesses, SMEs, large corporations, and multinational enterprises, at home and abroad. Students are also equiped with in-depth knowledge of financial markets, investment in financial markets to undertake highly specialized jobs at various intermediary financial institutions such as mutual funds, investment companies, securities & insurance companies and banks. Given that the global and local financial sector nowaday are changing quickly, finance graduates are trained with updated information technology skills, and the ability to work independently or in group collaboration, allowing them to work effectively and efficiently in a high-pressure business environment. Graduates are also equiped with a deep understanding of law, ethics for finance, self-study ability, and a desire for lifelong learning to advance their carreer. Finally, the program also aims to train students with ability to organize and work with others in group collaboration to fullfill a given task, and skills needed to conduct a sound scientific research to find covincing solutions for factual problems facing the organization.

Learners

Successfully passed the National High School Exam plus entrance policies of UEH; and English entry requirement IELTS 5.0 or equivalent.

Learning Condition

According to the current regulations of the Ministry of Education and Training and the training regulations of University of Economics Ho Chi Minh City

Learning program

General education courses: 56 credits

Marxist - Leninist Philosophy
Marxist - Leninist Political Economics
Scientific Socialism
History of Vietnamese Communist Party
Ho Chi Minh’s Ideology
Foreign Language (*)
Microeconomics
Macroeconomics
Mathematics for Economics and Management
Applied Statistics for Business and Economics
The Legal Environment of Business
Principles of Accounting
Data Science
Soft skills
Entrepreneurship

Core Courses: 59 credits

Major Education (Common basic disciplinary courses)

Financial Economics
Corporate Finance
International Finance
Financial Econometrics
Financial Accounting
Investments
Corporate Governance and Ethics in Finance
Bank strategy & Management
Tax Planning
Advanced Financial Econometrics
Financial Analysis

Minor Education (Specialty Courses)

Advanced Corporate Finance
Quantitative Finance
Multinational Corporate Finance
Financial Risk Management
Capital Budgeting
Principles of Mergers, Acquisitions and Corporate Restructurings

Elective Courses

Behavioral Finance
Corporate Valuation
Private equity and Venture Capital
Real Estate Investment
Entrepreneurial Finance
Financial Technology
Implementing Enterprise risk management

Internship and Thesis: 10 credits

Internship and Thesis

Total: 125 credits

Learning mission

1. Knowledge

Identify and explain economic, political, social, legal, information technology, and data science fundamentals

Demonstrate ability to summarize and systematically apply knowledge of economics, management and business, finance and accounting on organization’s activities.
Apply theoretical knowledge to explain and systematically analyze reality in the financial field.
Analyze factual problems in real world and apply broad and in-depth knowledge of financial management to an organization.
Relate theory to practice to plan, analyze and make financial decisions within an organization.
Apply in-depth theories in the reality of financial management and put them in contrast for decision making which should serve both the individual and institutional investors best in term of the trade-off between risk and expected returns.
Identify and design a scientific of apllied research in the field of finance.

2. Skills:

Have synthesis and calculation skills to make decisions on corporate financial management
Have skills in diagramming and analyzing big data for the process of making decision on financial management within the organization
Have English proficiency of TOEIC (Test of English for International Communication) of 650 or higher; be skillful in using information technology at the level of IC3 (Internet and Computing Core Certification).
Have ability to discuss, present and explain how the changes in the business environment affect the firm’s operation and performance
Learn, combine and organize members in the team to effectively discuss, collaborate and solve complex problem in the field of corporate financial management.
Have ability to read and write a scientific research paper in related to factual problems in the financial field to find solutions to the existing problems.

3. Attitude and ethics

Learn and cooperate with stakeholders in the organization to organize, analyze, plan and provide solutions to cope wih problems in corporate financial management following professional ethical standards
Give commitment to life-long learning by developing a self-study plan in the field of finance in general or corporatefinancial management in particular, to advance knowledge for career in response to fast changes in the global financial environment.

In addition to the above Learning outcomes, graduates can:

Have foreign language competency with level 4/6 Vietnam's foreign language competency framework, achieving TOEIC 650
Complete scientific research
Complete the actual enterprise
Obtain Certificate of Internet and Computing Core Certification (IC3)
Obtain Certificate of Physical Education
Obtain Certificate of Military Security Education

Job opportunities

Domestic and foreign enterprises: Working as an expert in finance department, accounting department at all types of businesses across sectors, at home or abroad.

Implement financial analysis and cash flow of the firm. Evaluate the firm’s financial performance, make proposals and present solutions to improve the firm’s financial health.
Synthesize and gather necessary information for firm’s financial and cash flow forecasting.
Appraisal of all long-term capital investment projects for capital budgeting decision making.
Develop firm’s short-term and long-term financial planning
Analyze alternative dividend payout policies and its relationship with firm value.
Manage firm’s short-term assets and financing on a daily basis.
Evaluate alternative short-term and long-term financing to support investment in net working capital.
Implement business valuation for M&A activities
Analzes firm’s capital structure and its impact on firm value.
Evaluate and implement firm’s risk management
Analyze alternative strategies for firm to raise funds by selling equity and debt securities to outside investors in the market.

Joint stock commercial banks, state commercial banks, insurance companies, securities companies, investment funds, financial companies, and all kinds of intermediary financial institutions: Credit specialists appraising various types of loan.

Analyze customer’s creditworthiness and making decisions on credits limit, structure of the loan contract and specified covenants.
Classification and review of borrower’s risk and credit ratings.
Inspect and supervise the process of using loan, ensure that collaterals are well managed.
Implement credits management and cash collection: monitor and push customers to repay debt principal and interest as scheduled;
Making proposals to restructure of the loan contract term, monitor the debt retirement, cash collection of debt principal, interest and fees (if any) until the loan contract is expired;
Create periodic analysis reports on bad loan and risks.
Perform internal credit ratings for customers in accordance with regulations and give opinions on setting up credit risk provisions.
Receive and check dossiers of request for interest exemption/reduction, making proposal for interest exemption/reduction
Develop a internal control system tomake sure compliance with the bank's credit limit policy for customers and regulation.

Appraisal of risk assessment with disbursement loans: determination of financial situation of the subjects submitting loan requests, industry and enterprise characteristics of the borrowers.
Develop models and methods to measure and predict risk.
Directly build and deploy statistical methods using databases, economic/industry information for monitoring and measuring operational risks
Set out methods to solve risk problems

Joint stock commercial banks, state commercial banks, insurance companies, securities companies, investment funds, financial companies, and all kinds of intermediary financial institutions: International settlement specialists and forex traders

Proposing plans for managing exchange rates risk by hedging in currency forward, future, money, and option markets
Implement foreign exachange trading
Check transaction documents of customers and businesses.
Keep records, solve customers and business’s problems
Undertake international payment: money transfer, collection, mail, account,...
Prepare reports related to international payments
Coordinate with other departments to solve international payment problems in the most effective way.

Joint stock commercial banks, state commercial banks, insurance companies, securities companies, investment funds, financial companies, and all kinds of intermediary financial institutions: Investment analysts and consultants at investment company and mutual funds, ETF funds

Do market research and changes in regulations and laws.
Analyze financial market and others
Review and analyze the financial information
Assess investment risks and opportunities, determine the best investment strategy
Establish investment policies, guidelines and procedures; ensure transactions are conducted in accordance with the company's guidelines and reuqirements.
Ensure compliance with regulation, law, and prepare of reports.
Be responsible for identifying and monitoring investment issues to assist clients.

Play a role as brokers, consult customers on securities investment strategy to expand the customer’s transaction size and frequency and improve their investment performance.
Take care of, maintain relationships with existing customers, find and develop new customers.
Provide advice to clients on trading techniques, investment strategies, portfolios formation, financial plans.
Collecting, analyzing, providing information, supporting customers to make transactions
Receive comments and feedback from customers

Joint stock commercial banks, state commercial banks, insurance companies, securities companies, investment funds, financial companies, and all kinds of intermediary financial institutions: Financial analysts in securities companies, insurance companies ...

Collect and analyze all relevant information
Analyze stocks, firm performance, and financial market.
Determine and propose effective investment plans and solutions to the company
Develop alternative investment products.
Search, appraise and propose investment opportunities in accordance with the company's investment policies.
Develop and maintain databases and implement analysis reports as required.

Higher education instritutions, Universities, Colleges, Research and training institutes at home and abroad: Lecturers who teach different finance subjects at research and training institutes, universities, and colleges at home or abroad; Researchers at universities, colleges, academic research institutes, across the country at home or abroad.

As a lecturer
- Develop a teaching plan of taught subjects, preparing lecture’s notes and deliverables including course syllabus or unit guide for teaching activity.
- Teach students the anticipated subjects following the course syllabus, equipe the students with soft skills, leading class discussion and encourage the student to participaten in class activities.
- Implement assessment task on students' academic achievement as well as receiving the student’s teaching evaluation.
As a Researcher
- Participate in scientific research activities.
- Participate periodic training programs to advance knowledge, compile teaching materials for teaching work as well as improve the teaching skills.
- Publish research papers in indexed journals
- Attend teaching seminars related to specialities
- Participate in international conference as presenter, keynote speaker, Session chair, or Discussant…
- Be a peer/ blind reviewer evaluating the scientific research papers, giving constructive and helpful comments/feedbacks.
- Actively studying, taking training courses, improving professional skills as well as foreign languages and information technology skills.

State agencies, governments, and administrative units, general departments, departments and agencies at all levels under the Ministry of Finance, General Department of Taxation, and Local Taxation agencies: Working at finance and accounting departments such as specialists, senior specialists, or experts in public administrative units, government agencies at all levels as policy makers.

Participate in the development and implementation of financial analysis, plans, decisions for the organisation (state agencies, departments, Goverment branches
Participate in the process of development of regulations in the field of finance,...
Participate in the process of updating and improving the quality of financial regulations, tax policies, ...
Monitoring tax revenues/ expenditures, procurement of assets and equipment of agencies ...